There are lots of problems with your thinking here, I will try to spell them out one at a time.
You are confusing Realism, the belief that there is a fundamental reality to our universe, with our knowledge, which can be perpetually uncertain, no matter whether the universe is real or not.
First, YES all our knowledge is subjective. Every single observation we make, even of the most straightforward of things, is a subjective observation. Samke with our conclusions based on those observations. We know that our personal thinking and even observations can be flawed by our preconceptions, and that others can sometimes see where we missed noticing things, or thinking thru consequences, so getting a competent group of others together to help with observations and conclusions, and dialoging to arrive at a consensus, is a very good way to improve on the reliability of both observations and understanding of their meaning. Note that this is denying that we can have objective facts -- the best we are able to achieve for our understanding of the world is intersubjective consensus.
Second, things in the world are also not either/or as you assume. An in dividual may in principle receive valid prophecy, but not realize it is valid. Or receive valid prophecy, AND have ideas of their own that falsely seem to them to be prophecy, and not be able to distinguish them from each other. Or they may only once, ever, get a valid prophecy. Even with assuming Realism to the world, our world can be a complex and messy place in "reality", and it often does not fit our mental categories of either/or. Hence a 20% prophet is entirely possible in our world.
Third, "prophet" is a VERY strong claim. And it relies upon a very disputed set of assumptions, which many people will be very reluctant to accept. The evidence needed to convince skeptical third parties will have to be overwhelming, and will have to include not just evidence for valid predictions, but also evidences for the worldview that makes these predictions plausible as valid prior knowledge.
The two concepts I have encountered that usefully address the "background assumptions" need are "memeplex" and "Research Programme". Memeplex is a concept developed by Richard Dawkins to note how ideas, memes, are really not evaluable in isolation. They tend to come in collectives, memeplexes, which are a mutually reinforcing collection of ideas and assumptions. When one is evaluating two possible interpretations of an observation, the memplex one is working with will radically change one's understanding of what that observation likely means.
Imre Lakatos extended a similar concept to science, noting that single theories or claims are rarely definitive tests of a view, because views are not single theories, but instead an approach to thinking, a Research Programme. All field of science have falsifications of portions their views, but those do not destroy a science claim. Instead, these are accepted as challenges, and those who embrace a Research Programme try to find ways to modify their views to account for the apparent refutation. Lakatos distinguished between "progressive" programs, which have a pattern of resolving apparent problems, and "regressive" ones, which apply unconvincing patches to apparent problems.
An example of a progressive research programme is the Big Bang theory, which was faced with several astronomic timescale problems -- spiral galaxies should have lost their spirals long ago, and the oldest stars in our galaxy appeared to be older than the universe. The old star problem was resolved when we discovered the expansion rate of the universe is growing, and the spiral issue was resolved when it was shown that a galaxy absorbing a nearby micro-galaxy is what produces the spirals, and yes, they DO disappear, over billions of years. A regressive programme would be Ptolemy's cosmology, of an earth centric universe, with transparent spheres circling the universe in complex layers. Add enough custom designed transparent layers, and Ptolemy's model can potentially fit every astronomic observation, but all these patches make it predictively useless, and manifestly absurd now that we can measure distances and velocities of remote galaxies.
Lakatos tried to develop an algorithm to measure progressivity or regressivity, but critics showed how his math did not work. We are left with a subjective judgement call on plausibility/validity of a Research Programme memplex reference frame for evaluating specific issues, such as -- "is this individual making valid prophecies?"
So, your challenge is to outline different reference frames for interpreting a claimed prophecy, and figure out how progressive or regressive they are, and whether an apparent prophecy should just be left on the shelf as a future project, for anti-prophecy programmes, or if it is a strong enough evidence to make supporting programmes much more attractive.